What We Collect and Why
When you open an account, kalyan2 collects your name, email address, phone number and the payment identifiers linked to your UPI handle, Paytm wallet or PhonePe account — enough to verify your identity and route withdrawals back to you correctly. We also log device data and
-
1
session activity to detect unusual access patterns. We do not sell your data to third parties, and we do not share it with advertisers. Access to kalyan2 and how your data is processed depends on local law and is available where local law permits. Data retention
-
2
periods vary by category: account records are kept for as long as your account is active, and transaction logs are held for the period required by applicable financial regulations.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.